More and more people are looking for a Stand Alone Dental Plan that has NO DEDUCTIBLES, NO WAITING PERIODS for most benefits, and NO NETWORK requirements. For those of you who live in Wyoming you are in luck! Assurant Health offers their Dental Plus stand alone dental plan in both states and even better – Seniors can apply up to age 70 and renew their plan up through age 75.
Until recently there were not many really good dental plan options for those who lived in rural states like Montana and Wyoming. One of the big problems for those of us who live in these states is that because much of the state is rural there just is not much of any dental provider networks to choose from if any. It is very common to speak with someone looking for dental insurance who already have a dental issue that needs attention. Currently there are only a couple of companies that offer dental plans that start paying benefits from day one and Assurant Health is one of them.
Most people agree that regular dental care can mean more than a brighter smile. Maintaining good oral health is vital to your overall health. Assurant Health offers their premier stand alone dental plan in both Montana and Wyoming now. There are three benefit levels to choose from with monthly rates starting as low as $15.50 per month. Assurant Health’s dental plans pay CASH right to you and not the provider. There are no networks at all – you simply choose who you want to go to for your dental services.
In addition there are no waiting periods to meet before dental benefits are paid which is unique to the Assurant Health dental plans. Benefits are reduced to 50% during the first policy year and then payments are made at 100% of the benefit allowed in years two and beyond. This is one of the very few plans that provide payment for services from day one.
Preventive Services – Assurant Health’s dental plans allow two visits per year (one every 6 months) and like most all dental plans there is no waiting period. But where this plan differs is that the dental plan will pay up to $100 for your preventive services on their “INTERMEDIATE” and “PLUS” plans which in most cases is a sufficient amount to cover most or all of your preventive visit costs. Again, you can visit any dentist – no network restrictions.
Plan Benefits – With the Assurant Health dental plans you have the choice to submit your claims to Assurant after your visit and receive the CASH benefits direct or you can allow your dentist to submit the claims and receive the benefits in their office. What is slightly different with Assurant Health is that the benefits that are paid are based on a schedule of defined benefits rather than a percentage of an allowed amount.
Because you have the complete choice in whom you select for your dental care it is up to you to negotiate the best deal for you and your family members. Then simply submit your claims with receipts for reimbursement. Remember, you are your best advocate when shopping for services. Today paying in CASH offers strong incentives for dental providers to offer discounted fees for full payment at the time services are rendered. You do not even need to tell the dentist that you have dental coverage. These dental plans are perfect for those of us who live in more rural parts of the United States where networks are limited or not available at all. Click on the image below and watch the presentation about how these plans work.
Applying for Assurant Health is simple and easy to do. Because there is no underwriting to do the enrollment process is guaranteed. To read more about the dental plans from Assurant Health click on the link below. To get a quote and apply when ready click on the blue button. CLICK HERE FOR MORE INFO…
Applying Is Easy and Fast
Enrolling in a Assurant Health dental plan is fast and easy to do. You simply generate your dental quote, select the dental plan that best meets your needs and then enroll online. Within 24 hours you will receive your dental plan information via email along with your ID cards. Billing is month to month when you bill to your credit card or set up EFT billing. There are no long-term commitments and you can terminate your coverage at anytime.
Assurant Health’s Dental Plus Saves You Money
As most people understand, insurance by its design was not designed for people to enroll after the problem exists but with Dental Plus they give you a very good head start in saving you money. Each year you receive $200 per plan member for preventive services and up to $1,500 per member in benefits. If you utilize your plan each and every year you will save real money on your dental care. And, remember, there are NO DEDUCTIBLE either to meet. So if you live in Montana or Wyoming please consider the Assurant Health Dental Plus for you and your family.
Assurant Health Dental Coverage now available in these states
Arizona, California, Colorado, Georgia, Idaho, Indiana, Kansas, Kentucky, Missouri, Montana, North Carolina, Ohio, South Carolina, Texas, Utah, Virginia, Wisconsin & Wyoming
If you have any questions at all about the Assurant Health dental plans call us at (619) 435-6700 or email us at “firstname.lastname@example.org“. Feel free to visit our website at www.IndividualHealth.com.